Dental care is important for maintaining good oral health, but it can be expensive. In Singapore, Medisave can be used to offset some of the costs of dental care. Here’s what you need to know about using dental care using Medisave claim.
What is Medisave?
Medisave is a national savings scheme that helps Singaporeans save for their medical expenses. It is part of the Central Provident Fund (CPF) scheme. Under the scheme, a portion of CPF contributions is set aside into a special account known as the Medisave account.
The money in this account can be used to pay for hospitalization, day surgery, and selected outpatient treatments. Medisave can also be used to pay for certain vaccinations, Screening tests, and subsidiary medical insurance premiums.
How Much Can I Use?
The amount that can be withdrawn from the Medisave account depends on the procedure. For example, if you need a minor operation that will require one day of hospitalization, you can withdraw up to $500 from your Medisave account. If you need a more serious operation that will require four days or more of hospitalization, you can withdraw up to $2000 from your Medisave account.
For dental care, you can use Medisave to pay for certain types of procedures, such as tooth extractions, scaling, and root canal treatments. You can withdraw up to $800 per year from your Medisave account for these procedures.
What Are the Limitations?
It is important to note that Medisave cannot be used for all dental procedures. For example, you cannot use Medisave to pay for teeth whitening, braces, or dental implants. In addition, Medisave cannot be used to pay for cosmetic procedures such as facial rejuvenation or nose jobs.
How Do I Use Medisave?
If you would like to use Medisave to pay for dental care, you will need to get a referral from a dentist. Once you have a referral, you can make an appointment with a participating hospital or clinic. At your appointment, you will need to present your Medisave card and identification. The hospital or clinic will then bill the amount directly to your Medisave account.
What to check before using Medisave
There are a few things to keep in mind before using Medisave to pay for dental care.
- First, make sure that the procedure you need is covered by Medisave.
- Second, check to see if the hospital or clinic you plan to visit accepts Medisave payments.
- Third, be aware of the withdrawal limits for your procedure.
- And finally, remember that you will need a referral from a dentist in order to use Medisave.
Medisave is a useful tool for offsetting the costs of dental care in Singapore. However, it is important to note that not all dental procedures are eligible for coverage under Medisave. When in doubt, check with your dentist or healthcare provider to see if a procedure is covered before making any financial commitments.